SWIFT codes - BIC Codes of banks "RAIFFEISENBANK GRAZ - ANDRITZ", "RAIFFEISENBANK TEUFENBACH - OBERWOELZ - ST. PETER A.K.", "RAIFFEISENBANK STRADEN", "RAIFFEISENBANK STRASS - SPIELFELD", "RAIFFEISENBANK SCHWANBERG", "RAIFFEISENBANK NEUMARK - SCHEIFLING", "RAIFFEISENBANK STALLHOFEN", "RAIFFEISENBANK HARTBERG", "RAIFFEISENBANK GRAZ - STRASSGANG", "RAIFFEISENBANK THERMENLAND EGEN" in Republic of Austria (page 108)

What are swift payments? The abbreviation swift is translated into Russian as a system of international interbank payments. It was founded in 1973 in Belgium, when no one had ever heard of non-cash transfers. Initially, 239 banks and 15 countries participated in the project, and the head office is located in Brussels. In 2010, there were more than 9,000 participating banks from 209 countries of the world. It is easy to transfer money via swift around the world, it is enough to know two details: the bank's swift code - the unique code of a financial institution and the recipient's bank of a legal entity or individual (by a simple account number in a particular bank). No other data is needed, the main thing is not to make a mistake in any digit, then the payment will quickly reach the addressee.

Today we can say that swift is the largest international payment system. Its scale is striking every day. Several million transactions are carried out in the community, and in a year their number reaches two and a half billion. There are several reasons for such popularity, first of all, it is the high speed of delivery, it is calculated not in days or even hours. For a regular message - 20 minutes, for an urgent message - one and a half minutes. No other payment system can boast of such a speed. And even if the payment is not delivered on time and the client has problems because of this, swift will compensate for all losses. Here is such a struggle for an impeccable reputation. In addition, you can transfer any amount, there are no restrictions. Well, for a final understanding of how convenient swift is, we will add a few more factors: high reliability, confidentiality of information, a wide range of currencies (not only the popular dollar, euro, pound sterling), low tariffs (especially compared to other systems), a wide geography of delivery (almost all countries of the world).

As the well-known proverb says, "every medal has a reverse side," so swift has flaws, where without them. Not every bank can join swift - the fee for connecting to the system is impressive, so small and medium-sized banks can only dream about it. In addition, to open an account in a financial institution through which payments will be made to legal entities and individuals, you need to provide a solid package of documents proving the legality of your income. But the last fact that can confuse is the monitoring of all payments by the US State Department, they control all payments, tracking interesting for them, especially large ones. And this is not the delirium of an inflamed imagination. However, if you have nothing to hide, the origin of your capital is transparent, the account has already been opened in the right bank, why not take advantage of the advantages that this system gives. The rosy picture can be spoiled by the legislation of the country in which the account is registered. In some countries, citizens are allowed to transfer only personal payments that are not related to commercial or investment activities in any way. And restrictions on the maximum amount can be set by local authorities. In some countries, you can send no more than 500 dollars in the equivalent of local currency per day, and in some up to 5000, sometimes the banks themselves, with frequent transfers of large amounts, request confirmation, this may be an invoice for tuition, treatment or confirmation of receipt of remuneration under an employment contract. In addition, swift does not work directly with recipients and senders, for this she invites intermediary banks to cooperate and then the transfer time (remember 20 minutes?) it can go back to hours and even days again. So when opening an account, you need to choose: firstly, a country in which there are no such restrictions or they are insignificant, and secondly, a bank that guarantees the minimum delivery time. When choosing a bank to make swift transfers, pay more attention to their tariffs, if they are minimal for the system itself, then intermediary banks can significantly increase them. Today, in various financial institutions, they range from 0.1 percent to two percent of the payment amount, but not less than 10-60 US dollars, because with swift, anyone can do almost anything, pay for children's studies abroad, book rooms in the most luxurious hotels in the world, buy goods on well-known Internet sites, and simply transfer money to friends or relatives. And for businessmen, it is as easy as possible to make an advance payment for an order for raw materials or to receive payment for the shipped goods, and both the sender and the recipient can be both a legal entity (any organization) and an individual (a simple citizen).

SWIFT/BICRZSTAT2G377
Bank codeRZSTCopy
Country codeAT
Location code2G
Branch code377
BankRAIFFEISENBANK GRAZ - ANDRITZCopy
Detail of SWIFT code RZSTAT2G377
SWIFT/BICRZSTAT2G402
Bank codeRZSTCopy
Country codeAT
Location code2G
Branch code402
BankRAIFFEISENBANK NEUMARK - SCHEIFLINGCopy
Detail of SWIFT code RZSTAT2G402
SWIFT/BICRZSTAT2G403
Bank codeRZSTCopy
Country codeAT
Location code2G
Branch code403
BankRAIFFEISENBANK HARTBERGCopy
Detail of SWIFT code RZSTAT2G403
SWIFT/BICRZSTAT2G407
Bank codeRZSTCopy
Country codeAT
Location code2G
Branch code407
BankRAIFFEISENBANK SCHWANBERGCopy
Detail of SWIFT code RZSTAT2G407
SWIFT/BICRZSTAT2G411
Bank codeRZSTCopy
Country codeAT
Location code2G
Branch code411
BankRAIFFEISENBANK THERMENLAND EGENCopy
Detail of SWIFT code RZSTAT2G411
SWIFT/BICRZSTAT2G420
Bank codeRZSTCopy
Country codeAT
Location code2G
Branch code420
BankRAIFFEISENBANK STRASS - SPIELFELDCopy
Detail of SWIFT code RZSTAT2G420
SWIFT/BICRZSTAT2G433
Bank codeRZSTCopy
Country codeAT
Location code2G
Branch code433
BankRAIFFEISENBANK STALLHOFENCopy
Detail of SWIFT code RZSTAT2G433
SWIFT/BICRZSTAT2G436
Bank codeRZSTCopy
Country codeAT
Location code2G
Branch code436
BankRAIFFEISENBANK STRADENCopy
Detail of SWIFT code RZSTAT2G436
SWIFT/BICRZSTAT2G439
Bank codeRZSTCopy
Country codeAT
Location code2G
Branch code439
BankRAIFFEISENBANK GRAZ - STRASSGANGCopy
Detail of SWIFT code RZSTAT2G439
SWIFT/BICRZSTAT2G452
Bank codeRZSTCopy
Country codeAT
Location code2G
Branch code452
BankRAIFFEISENBANK TEUFENBACH - OBERWOELZ - ST. PETER A.K.Copy
Detail of SWIFT code RZSTAT2G452
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