SWIFT codes - BIC Codes of banks "RAIFFEISENKASSE NIEDERNSILL", "RAIFFEISENBANK OBERALM - PUCH", "RAIFFEISENBANK MICHAELBEUERN", "RAIFFEISENBANK ST.GEORGEN B. OBERNDORF B. SALZBUR G", "RAIFFEISENBANK RADSTADT - UNTERTAUERN - FILZMOOS - FORSTAU", "RAIFFEISENBANK MARKT NEUKIRCHEN", "RAIFFEISENBANK NUSSDORF", "RAIFFEISENBANK PIESENDORF", "RAIFFEISENBANK MITTERSILL - HOLLERSBACH - STUHLFELDEN", "RAIFFEISENBANK SALZBURGER SEENLAND" in Republic of Austria (page 78)

Let's figure out what swift is in general. The system of money transfers between banks has existed for as long as the banks themselves. The client gave an order to his bank and the money from his account was sent to the recipient's bank account in another bank, this worked fine while the bulk of the operation was carried out inside the country. As international trade developed, the number of transfers between banks in different countries increased. You have a factory in Italy, and you buy raw materials in Germany, and you need to transfer money for it from an Italian bank, where you have an account, to a German bank, where the seller has an account. This is already somewhat more complicated, different languages and different banking systems, different formats of interbank messages. The exchange of information about payments between banks took place by telegraph or fax in a free form, that is, they simply wrote "so much money, to such and such an account", and it was all sorted out manually.

This was the case before Swift was created, and even earlier it was done by telegraph or even by ordinary paper mail. Of course, the banks sorted it out and the money was transferred, but finding out all the details could take some time, during which either you were left without raw materials for production, or your supplier was waiting for his money. To simplify the exchange of interbank information, primarily for transfers abroad, the swift system was invented in the seventies. Its name translates as the Society of Worldwide Interbank Financial communication channels. The idea was to agree on common standards for the exchange of information between banks from different countries and create a reliable encrypted communication channel.

Swift was founded by 248 large banks from 19 countries. At first, it was used only in Europe, and in the late seventies, American banks joined the system. Well, now, swift unites 11,000 financial organizations from 200 countries of the world. Now the network is used not only for transferring money abroad, but also for conducting operations within the country. Swift is far from the only system for exchanging interbank information, but it is the most common, approximately 80 percent of all transactions pass through it. How does swift work?

Let's look at an example: you have an account in some bank and you want to transfer money from it to another person who has an account in another bank, in another country. Your bank sends a message through the system that the money has been sent. Without waiting for the physical receipt of money, another bank transfers them to the recipient's bank account, because it fully trusts the message received through swift and can process it quickly, since it is compiled according to a unified standard. The ease of processing allows, on the one hand, to speed up the transfer of money, and on the other hand, to reduce the commission for the transfer, to make it cheaper, because there is no need to manually disassemble the mail (What is there? On what account? From whom did it come?). Let's fix it again, swift is a system for transferring payment information between banks, these are not money transfers themselves, but only information. Theoretically, nothing prevents banks from crediting a payment to the recipient's bank account based on a message received in some other way. Russia is one of the most active users of swift. Russian banks are in second place in terms of the number of transactions and fifteenth in terms of total volume.

SWIFT/BICRVSAAT2S038
Bank codeRVSACopy
Country codeAT
Location code2S
Branch code038
BankRAIFFEISENBANK MICHAELBEUERNCopy
Detail of SWIFT code RVSAAT2S038
SWIFT/BICRVSAAT2S039
Bank codeRVSACopy
Country codeAT
Location code2S
Branch code039
BankRAIFFEISENBANK MITTERSILL - HOLLERSBACH - STUHLFELDENCopy
Detail of SWIFT code RVSAAT2S039
SWIFT/BICRVSAAT2S042
Bank codeRVSACopy
Country codeAT
Location code2S
Branch code042
BankRAIFFEISENBANK MARKT NEUKIRCHENCopy
Detail of SWIFT code RVSAAT2S042
SWIFT/BICRVSAAT2S043
Bank codeRVSACopy
Country codeAT
Location code2S
Branch code043
BankRAIFFEISENKASSE NIEDERNSILLCopy
Detail of SWIFT code RVSAAT2S043
SWIFT/BICRVSAAT2S044
Bank codeRVSACopy
Country codeAT
Location code2S
Branch code044
BankRAIFFEISENBANK NUSSDORFCopy
Detail of SWIFT code RVSAAT2S044
SWIFT/BICRVSAAT2S045
Bank codeRVSACopy
Country codeAT
Location code2S
Branch code045
BankRAIFFEISENBANK OBERALM - PUCHCopy
Detail of SWIFT code RVSAAT2S045
SWIFT/BICRVSAAT2S046
Bank codeRVSACopy
Country codeAT
Location code2S
Branch code046
BankRAIFFEISENBANK ST.GEORGEN B. OBERNDORF B. SALZBUR GCopy
Detail of SWIFT code RVSAAT2S046
SWIFT/BICRVSAAT2S047
Bank codeRVSACopy
Country codeAT
Location code2S
Branch code047
BankRAIFFEISENBANK SALZBURGER SEENLANDCopy
Detail of SWIFT code RVSAAT2S047
SWIFT/BICRVSAAT2S048
Bank codeRVSACopy
Country codeAT
Location code2S
Branch code048
BankRAIFFEISENBANK PIESENDORFCopy
Detail of SWIFT code RVSAAT2S048
SWIFT/BICRVSAAT2S049
Bank codeRVSACopy
Country codeAT
Location code2S
Branch code049
BankRAIFFEISENBANK RADSTADT - UNTERTAUERN - FILZMOOS - FORSTAUCopy
Detail of SWIFT code RVSAAT2S049
We put a lot of effort into providing you with free access to the latest SWIFT data. This is possible only thanks to your reposts! Take a few seconds to repost!
Make a contribution to support the project!